Australia has witnessed widespread destruction of property, and tragically of life, as a result of natural events such as flooding, storm damage, cyclones or fire.
The task of rebuilding can be heartbreaking and made more difficult for those who are doing it for the second or third time.
The following alternative will not appeal to everyone but it some readers might find it appealing.
The one asset that generally retains its value after a natural disaster is the land. An alternative to rebuilding is to sell the land, add insurance payouts where applicable and to use the funds to purchase a motorhome, fifth wheeler or caravan.
Alternatively retain the land and set up a power pole (the same or similar to those used by caravan parks) and maintain a water connection. Garbage services will still be available and dump points can be used to dispose of waste.
One of the great benefits of a mobile home is that it can be moved away from any impending weather threat and placed in an area of safety.
Admittedly the available living space is much less than a conventional house but much easier to maintain and clean.
The mobile home means you have the option to travel or remain in your local community.
In my travels I have met many people who have sold and or rented their house and are using their mobile home as permanent accommodation. Those who have done this are full of praise for the freedom and more flexible lifestyle that the mobile accommodation provides.
If you live in a mobile home then I would welcome your comments on the pros and cons.